Tag Archives: employer mandate

#ObamaCare harms small business

At Forbes.com, John C. Goodman writes:

In about a year and a half, the ObamaCare employer mandate kicks in. Firms with 50 or more employees will be required to provide expensive health insurance for their workers and their dependents or pay a fine of $2,000 per employee. What difference will that make? …

Something similar already exists in France, where firms that hire a 50thworker become subject to a 3,200 page labor code that makes it difficult to fire employees or reduce their hours or their pay during down turns. How are French employers responding? They are remaining small. In France there are more than twice as many companies with exactly 49 employees as there are with 50 or more.

More here.

See also: The Effects of the Affordable Care Act on Small Business.

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Employer mandate and the Obamacare Thought Police

From Ross Kaminsky:

In the Federal Register update which includes President Obama’s most recent unlawful modification of the Affordable Care Act (called Obamacare by liberals only when it is polling above 40% favorable with the public), two main conditions need to be met for employers of between 50 and 99 workers to qualify for another year-long delay in the law’s mandate that they provide health insurance to their employees or face fines.

In addition to having to keep substantially the same insurance coverage for their employees, an employer will not receive relief from the law if she has fired workers in order to get the company’s employee count down below 100 for the purpose of qualifying for the current waiver.

Read more: The Obamacare Thought Police | The American Spectator.

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Will you lose your employer-based coverage and be herded into an insurance exchange?

Medicare actuary Richard Foster has predicted that “nearly everyone” will end up buying government-approved health coverage through exchanges.  Several independent analyses have given credence to this.

After all, a Ways and Means Committee report shows that Fortune 100 companies each save more than $400 million by not offering insurance and sending employers to exchanges.  Deloitte finds that at least nine percent of employers will drop coverage. McKinsey’s estimate is 30%.  The Congressional Budget Office estimates that seven million employees will lose employer-based coverage. The Economist reports on similar trends.

If you end up buying health coverage through a government-run exchange, worry about having a narrow provider network and long waits for appointments.  Also worry that the the policies will cater to healthy plan holders and under-provide to the sick.

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The Obama Administration’s Illegal Health Care Taxes: an Update

Michael Cannon at Cato writes:

There have been several developments with respect to the Obama administration’s attempt to impose the Patient Protection and Affordable Care Act’s employer-mandate penalties and individual-mandate penalties where it has no authority to do so.

Read about it here: The Obama Administration’s Illegal Health Care Taxes: an Update | Cato @ Liberty.

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The U.S. Supreme Court Allows New Challenge To Obamacare To Go Forward

From Rick Unger at Forbes:

Under the heading of “it’s not over until it’s over”, the United States Supreme Court has vacated a decision by the Fourth Circuit Court of Appeals, ordering the appellate court to hear arguments on the constitutionality of two key provisions of the Affordable Care Act.

The two issues, which could lead to yet another SCOTUS review sometime during the 2013-2014 court session, involve a challenge to the employer mandate—requiring that employers with 50 or more full-time employees provide health insurance to its workers or pay a fine—and the contraception mandate requiring that health care benefits include a contraceptive benefit without the need for a co-pay.

Read the whole article: The U.S. Supreme Court Allows New Challenge To Obamacare To Go Forward – Forbes.

See also the article by UPI.

 

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Ten Reasons ObamaCare is a Government Takeover of Health Care

From the Galen Institute’s Resource Guide for Candidates:

Ten Reasons ObamaCare is
A Government Takeover of Health Care
The 2,700-page Patient Protection and Affordable Care Act created the architecture for the government-controlled health care system that the administration is busily constructing through thousands of pages of regulation. Yet some argue that ObamaCare isn’t a government takeover of health care. Here are ten reasons why it is:
  1. MANDATES For the first time ever, the federal government will force citizens to use their own money to purchase a private product. The fact that the Supreme Court says the penalty for not complying is a tax does not diminish this breathtaking assertion of federal authority. Americans now are compelled to purchase an expensive health insurance product every month for their entire lives. What’s the next purchase the government will compel?
  2. GOVERNMENT DECIDES The federal government will also determine what health care benefits are “essential” — not us, not our doctors, but government bureaucrats.
  3. REGULATIONS Doctors and hospitals will face an avalanche of new reporting rules to make sure they are providing medical services that fit the government’s definition of “quality care.”
  4. 159 NEW BUREAUCRACIES The legislation creates at least 159 new boards, commissions, and programs that will rule over virtually every corner of the health care sector.
  5. STATES The states are being treated like contractors to the federal government, not sovereign entities empowered by the Constitution. They are ordered to set up new exchange bureaucracies lest the federal government sweep in and do it for them.
  6. EMPLOYER MANDATE Any employer with more than 50 employees must provide government-decreed health insurance to its workers — or face financial penalties.
  7. LOSING CURRENT COVERAGE Nearly 80 million people will not have the option of keeping the coverage they get through their jobs, according to results of a survey from McKinsey & Company. Many of them will be forced into the government-run health insurance exchanges.
  8. HIGHER SPENDING ObamaCare dramatically expands the number of people whose health coverage will be paid for entirely or in part by taxpayers, giving the government more power to decide which medical services millions more people will receive — or not.
  9. PRIVACY In order to parcel out taxpayer subsidies for insurance, the government and employers are going to need to know a lot more about us. An estimated 16,500 more IRS agents will be needed to check on our income and any changes to family status and our compliance with this massive new law.
  10. PUBLIC PLANS The law creates the infrastructure for public plans by requiring a federal agency to sponsor at least two national health plans. If private plans are crushed by ObamaCare’s regulations or simply turned into government contractors, these government plans could dominate the market, leading to the government-run health care system that the majority of Americans deplore.

We hope you find this Pro Patient Minute useful. Please feel free to circulate this to friends, family, and associates who need to know the truth about ObamaCare. The whole series is available on our website as Galen Guides. I encourage you to use these resources, distribute them to your networks, and share your ideas with us about how to reach as many people as possible with this message. Our freedom hangs in the balance!

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Obamacare Adapts The Worst Of Swisscare, Rejects The Best

Sally Pipes writes:

President Obama’s healthcare reform package shares some elements of Switzerland’s system, Santésuisse. And it’s tempting to see Switzerland as worthy of imitation — what with its 99 percent coverage rate and life expectancy that’s second only to Japan.

But Obamacare rejects the best ideas the Swiss have to offer — and adopts the worst. Consequently, the president’s healthcare law will not yield the Swiss-style levels of coverage its cheerleaders lust after. …

Some elements of Santésuisse would prove beneficial if implemented in the United States. But Obamacare chose the wrong ones. Indeed, it appears that the lessons from Switzerland’s healthcare system have thus far been lost in translation.

via Obamacare Adapts The Worst Of Swisscare, Rejects The Best – Forbes.

(Via NCPA)

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