Linda Gorman describes how the so-called Affordable Care Act required one Coloradan to leave Colorado’s high-risk pool for a plan on Colorado’s health insurance exchange, Connect for Health Colorado. The premiums are similar, but the exchange plan’s a narrow physician network did not include her doctor. Read more: Colorado Health Exchange Premiums Roughly Equal to Those of High Risk Pool | John Goodman’s Health Policy Blog | NCPA.org.
Category Archives: Colorado health care
Colorado Health Exchange premiums ~ equal to high-risk pool premiums, and you can’t keep your doctor.
In the Greeley Tribune, Linda Gorman writes:
Some Colorado legislators have shown impeccable timing in seeking to exacerbate the problem. Sen. Irene Aguilar, D-Denver, and Rep. Dominick Moreno, D-Commerce City, have introduced Senate Bill 016, which would force the closure of already existing freestanding emergency rooms unless they are owned by a hospital. SB 016 provides an exemption for emergency rooms more than 25 miles from a licensed hospital. Given the geographic structure of the Front Range corridor, however, the practical effect of the bill would be to give hospitals monopoly control of all emergency facilities. …
Colorado’s hospitals are big businesses. As the bill to close competitive emergency rooms shows, they would rather outlaw competitors than outproduce them. Colorado legislators need to remember that handing hospitals a monopoly over freestanding emergency rooms does not serve the best interests of their constituents. It will increase health care costs while reducing health care access, and increase the pain for ordinary citizens already suffering from Obamacare cost increases.
Health Policy Solutions Reports:
As Colorado’s health exchange managers sprint toward an October 1 launch, a top manager warned board members on Monday that a recent decision to build a new “eligibility” IT system poses the greatest risk of delay and could undermine the quality of the online health marketplace.
Adele Work, who is leading implementation for the exchange, made a presentation about “key implementation risks” during a technology update for the board.
At Forbes, Scott Gottlieb, MD provides a warning for Coloradans who will to buy health coverage through the Colorado Health Benefits Exchange (“Connect for Care Colorado”):
There’s an astute article in today’s edition of the Wall Street Journal by veteran healthcare reporter Anna Mathews. It outlines the scope of health plans that will be offered on the new exchanges taking shape this fall. And why Obamacare is looking more and more like Medicaid.
Mathews notes that hospitals are giving up discounts to the new exchange-based health plans. In turn, the hospitals plan to make up these discounts through the narrow networks of providers that consumers will be able to choose from. The bet that these hospitals are making is that they can offset the discounts by getting more volume. …
[Wi]th fewer out-of-pocket costs, consumers will also have far less skin in the game. In turn, they will have less incentive to constrain their demand for services.
That constraint will instead be applied by the providers themselves, through the limitations that they place on access. Not by outright denying care, but by funneling patients into overworked networks that make it much harder to actually get appointments and schedule needed services. This is exactly how rising demand is managed under Medicaid. It’s one more reason why Obamacare coverage is likely to resemble Medicaid over time.
Health Policy Solutions reports:
Colorado’s health exchange is supposed to debut in just six months, but having the technology ready by Oct. 1 may be an impossible task.
Critical problems threaten the system, ranging from a lack of coordination with the state’s technology office and historic problems with state IT systems to poor oversight by exchange managers and contractors and the potential for serious conflicts of interest among those charged with creating the complex multi-million dollar exchange system.
See also Avik Roy at Forbes: “CMS on Obamacare’s Health Insurance Exchanges: ‘Let’s Just Make Sure It’s Not a Third-World Experience‘”
Paul Caldara writes:
I have served as a volunteer range officer at a Colorado rifle range for over fifteen years. It is a passion of mine. A range officer is like an air traffic controller, and my first responsibility is safety. I also instruct and assist those who come out to shoot. I want everyone to have a safe and positive shooting experience. Under proposed HB13-1224, the magazine ban bill, I will not be able to continue to volunteer my services without becoming a criminal. Let me explain.
Linda Gorman of the Independence Institute writes:
Medicaid expansion would limit access to care for the significant fraction of the currently uninsured who would otherwise be eligible for federal premium subsidies under ObamaCare. It raises costs for state taxpayers, increases costs for people who are hospitalized, and prevents state insurers from collecting millions of dollars in federal subsidy money.
Jon Caldara, President of the Independence Institute, demonstrates how HB 13-1224 would ban almost all magazines in Colorado. You may have heard it will only affect magazines over 15 rounds. Not so.
Host Jon Caldara is joined by Colorado Governor John Hickenlooper to discuss, among other issues, the numerous gun related bills making their way through the General Assembly.
At Real Clear Markets, Scott Gottlieb writes:
There’s mounting evidence that come fall, the health plans sold through the Obamacare exchanges will be bare bones affairs – with narrow networks of providers to select from, and heavy co-insurance once patients go “out of network.” …
Health plans have ample incentives to price the Obamacare coverage high, which is precisely what they’re likely to do. …
For one thing, insurers will want to protect against the risk that individuals entering the exchanges are those who most need health insurance because of pre-existing illness. …
Second, health plans want to reduce uncertainty around how all the risk-sharing provisions in Obamacare will eventually play out. …
Third, health insurers will want to reduce the incentive for employers to drop coverage and dump employees into the exchanges. …
Finally, the providers that Obamacare plans must contract with are unlikely to offer significant price cuts to attract this volume.
Read more: ObamaCare Insurance Plans Will Be Bare Bones.
The Colorado exchange will soon be called “Connect for Health Colorado.”
Via the NCPA.